Bakeries That Accept EBT Near Me in 2025: Your Complete Guide

Craving fresh bread or pastries and wondering, “What bakeries accept EBT near me?” With over 44 million Americans relying on SNAP benefits (USDA) and grocery costs averaging $150 monthly per household (Bureau of Labor Statistics), finding EBT-friendly bakeries can sweeten your budget. In 2025, many bakeries—both chains and local—accept EBT for eligible baked goods. This guide lists top options, what you can buy, and tips to locate them—keeping your family stocked with affordable treats.

Can Bakeries Accept EBT?

Yes, bakeries can accept EBT if they’re authorized SNAP retailers, selling staple foods like bread, rolls, or other unprepared items. Unlike restaurants restricted by SNAP rules, bakeries qualify when they stock these essentials, not just hot or specialty goods. With 1 in 8 U.S. households using SNAP (USDA) and over 30,000 bakeries nationwide (IBISWorld), EBT acceptance is growing—offering a tasty way to use your benefits.

Top Bakeries That Accept EBT

Here’s a list of bakeries where you can use EBT in 2025:

• Walmart Bakery – Nationwide chain with EBT-friendly baked goods.
  Locations: 4,600+ U.S. stores.
  Contact: walmart.com or 1-800-925-6278.
  Offerings: Bread, rolls, cakes.
  Best for: Affordability—see low-income aid.
  Tip: All stores accept EBT.
• Kroger Bakery – Grocery chain with in-store bakeries.
  Locations: 2,700+ U.S. stores.
  Contact: kroger.com or 1-800-576-4377.
  Focus: Fresh bread, pastries.
  Perks: Wide availability.
• Publix Bakery – Southeastern U.S. staple—see Publix EBT guide.
  Locations: 1,300+ stores, mainly FL, GA, SC.
  Contact: publix.com or 1-800-242-1227.
  Extras: Bread, donuts, cakes.
  Best for: Fresh quality.
• Safeway Bakery – Western U.S. bakery option.
  Locations: 900+ stores.
  Contact: safeway.com or 1-877-723-3929.
  Offerings: Bread, rolls, pastries.
  Note: All stores take EBT.
• WinCo Foods Bakery – Budget-friendly baked goods—see WinCo EBT guide.
  Locations: 130+ stores in 10 states.
  Contact: wincofoods.com or 1-800-824-1706.
  Focus: Bulk bread, muffins.
• Albertsons Bakery – EBT at in-store bakeries.
  Locations: 2,200+ U.S. stores.
  Contact: albertsons.com or 1-877-276-9637.
  Extras: Bread, cakes.
• Costco Bakery – Warehouse club with EBT.
  Locations: 570+ U.S. stores.
  Contact: costco.com or 1-800-774-2678.
  Offerings: Bulk bread, pastries.
  Pro Tip: Membership required.
• Local Bakeries – Independent EBT options.
  Contact: Use SNAP Retailer Locator.
  Focus: Bread, rolls—call ahead.

Comparison Table: Bakeries Accepting EBT

Compare top options for EBT use:

Bakery	Locations	EBT Items	EBT Policy	Contact
Walmart Bakery	4,600+	Bread, cakes	All stores	1-800-925-6278
Kroger Bakery	2,700+	Bread, pastries	All stores	1-800-576-4377
Publix Bakery	1,300+	Bread, donuts	All stores	1-800-242-1227
Safeway Bakery	900+	Bread, rolls	All stores	1-877-723-3929
WinCo Bakery	130+	Bulk bread	All stores	1-800-824-1706

How to Use EBT at Bakeries

Using your EBT card at bakeries is straightforward:

1. Locate a Bakery: Check chain websites or call—look for SNAP signs.
2. Shop Eligible Items: Pick SNAP-approved goods—bread, rolls, basic pastries.
3. Avoid Non-Eligible: Hot baked goods (e.g., fresh donuts) need cash.
4. Checkout: Swipe your EBT card, enter your PIN—pay extras separately.

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What You Can and Can’t Buy with EBT at Bakeries

Here’s the breakdown:

• Can Buy: Bread (white, wheat), rolls, bagels, tortillas, cakes (unfrosted), pies (basic), cookies (packaged).
• Can’t Buy: Hot baked goods (fresh donuts, croissants), cakes with frosting, coffee, deli items, non-food (candles).

For non-EBT needs, use low-income aid.

Expert Tips to Find EBT Bakeries Near You

Maximize your SNAP benefits with these strategies:

• Use SNAP Locator: Visit fns.usda.gov—enter your zip code.
• Call Ahead: Confirm EBT—local bakeries vary widely.
• Check Chains: Walmart, Kroger bakeries are reliable—use store apps.
• Buy Bulk: Costco or WinCo offer EBT bread cheaper per loaf.
• Combine Aid: Pair with free clothes near me for full support.

Frequently Asked Questions

Next Steps

Find bakeries that accept EBT near you with this guide—enjoy fresh goods today! Need more? Explore free clothes near me or bill assistance.